TD First Class Travel: A Complete Guide to Maximizing Your Travel Rewards

When it comes to travel credit cards, the TD First Class Travel Visa Infinite Card stands out as one of the top contenders for Canadians who love to earn travel rewards. Packed with benefits, rewards flexibility, and perks like TD First Class Travel lounge access, this card is designed to enhance your overall travel experience. Whether you’re considering applying for the card or just want to know if it’s worth it, this detailed guide will walk you through everything you need to know.

TD First Class Travel

What is the TD First Class Travel Visa Infinite Card?

The TD First Class Travel Visa Infinite Card is a premium travel rewards credit card offered by TD Bank. It’s built for frequent travelers who want to maximize points on everyday spending and redeem them for flights, hotels, and vacation packages. The card is issued in partnership with Expedia for TD, giving cardholders exclusive access to flexible travel booking options.

👉 Official TD First Class Travel Visa Infinite Card Page

Key Features at a Glance

Here’s a quick breakdown of what the card offers:

FeatureDetails
Annual Fee$139 (often waived for the first year)
Additional Card$50 per card
Interest Rate20.99% purchases / 22.99% cash advances
Welcome BonusOften includes up to 100,000 TD Rewards points (varies by offer)
Rewards RateUp to 8 TD Rewards points per $1 spent on ExpediaForTD.com
Lounge AccessAccess to Visa Infinite privileges, including airport lounge offers
Travel InsuranceComprehensive coverage including medical, trip interruption, and more

TD First Class Travel Visa Benefits

This card isn’t just about earning points—it’s about elevating your entire travel experience. Let’s break down the major TD First Class Travel Visa benefits:

1. Flexible Rewards with ExpediaForTD

  • Earn up to 8 TD Rewards Points per $1 on ExpediaForTD bookings.
  • Points can be redeemed for flights, hotels, car rentals, and vacation packages.
  • No blackout dates when booking travel.

2. Everyday Earning Power

  • 3 TD Rewards Points per $1 on restaurants, groceries, and recurring bill payments.
  • 6 TD Rewards Points per $1 on ExpediaForTD.
  • 1 TD Reward Point per $1 everywhere else.

3. Travel Insurance Coverage

  • Travel medical insurance (up to 21 days for cardholders under 65).
  • Trip cancellation and interruption insurance.
  • Lost or delayed baggage coverage.
  • Flight/travel accident insurance.

4. TD First Class Travel Lounge Access & Perks

  • Access to Visa Infinite Lounge privileges and luxury travel experiences.
  • 24/7 concierge service.
  • Exclusive hotel and dining offers.

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TD First Class Travel Visa Infinite Review

So, how does this card stack up against competitors? Let’s take a closer look.

Pros

  • High rewards rate when booking through ExpediaForTD.
  • Strong travel insurance package.
  • Access to premium Visa Infinite perks.
  • First-year annual fee waiver (in most promotions).

Cons

  • Best value requires booking travel via ExpediaForTD.
  • Lounge access is limited compared to cards like Amex Platinum.
  • Points value is maximized only within TD’s ecosystem.

Overall Verdict: If you book travel often and don’t want blackout restrictions, the TD First Class Travel Visa Infinite Card is a great choice. Its flexibility and perks make it one of the strongest travel cards in Canada.

How to Redeem TD Rewards Points

One of the highlights of this card is redemption flexibility:

  • ExpediaForTD: Best value, up to 8 points per $1 earned and redeemed for travel.
  • TD Rewards Centre: Redeem for merchandise, gift cards, or cash credits.
  • Statement Credits: Apply points to travel purchases made outside ExpediaForTD.
Redemption OptionValue per Point (Approx.)
ExpediaForTD Travel0.5 cents per point
TD Rewards Centre (Merchandise/Gift Cards)0.4 – 0.5 cents per point
Statement Credits0.4 cents per point

Who Should Get the TD First Class Travel Visa Infinite Card?

This card is ideal for:

  • Frequent travelers who book via ExpediaForTD.
  • Canadians looking for premium travel perks without extremely high annual fees.
  • Those who want flexible redemption options and strong insurance coverage.

Not the best fit for:

  • People who rarely travel.
  • Cardholders who prefer cashback over points.
  • Travelers who prioritize unlimited lounge access.

FAQs about TD First Class Travel

1. Does the TD First Class Travel Visa Infinite include airport lounge access?
Yes, through Visa Infinite benefits, you get limited access to participating airport lounges and travel privileges.

2. How much is a TD Reward Point worth?
On ExpediaForTD, 200 TD Rewards Points = $1 in travel, making each point worth 0.5 cents.

3. Is the TD First Class Travel Visa Infinite worth it?
If you frequently travel and book through ExpediaForTD, the high rewards rate and perks can easily outweigh the annual fee.

4. Can I use my TD Rewards Points outside ExpediaForTD?
Yes, but the value per point is slightly lower. You can redeem for statement credits, gift cards, or merchandise.

5. What’s the official TD website for more details?
You can check the latest offers and full details here:
👉 TD First Class Travel Visa Infinite Card Official Page

Final Thoughts

The TD First Class Travel Visa Infinite Card is one of the best travel cards for Canadians who want strong rewards, solid insurance coverage, and flexible redemption options. While its lounge access isn’t as extensive as some premium cards, the combination of ExpediaForTD rewards, insurance, and Visa Infinite perks makes it a valuable tool for frequent travelers.

If you’re ready to elevate your travel game, the TD First Class Travel card could be the perfect companion for your adventures.

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Disclaimer

This article is for informational purposes only and does not constitute financial advice. Credit card offers, benefits, and terms may change over time. Please verify the latest details directly on the official TD website or consult with a financial advisor before applying.

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